The cost (above and beyond your out of pocket expenses) to keep medical insurance for yourself and a spouse will cost you, out of your paycheck, about $100.00 per week, or about $400.00. Just hope that there's enough left over to pay for your personal expenses. And you will pay for it in tidy little installments out of your weekly pay until the balance is covered. Schneider gets a not so little kickback out of the deal, BTW. They have 'partnered' with a CPAP company to get you a machine as quickly and as easily as possible. Sleep apnea is a huge issue (and moneymaker) with Schneider. Bariatric surgery coverage would probably not be an issue. Then the health plan covers 100%.Īs of recent changes to the insurance coverage laws, it is no longer legal for insurance companies to refuse coverage due to pre-existing conditions. You will continue to always pay 20% until you have paid out of pocket $10,000. Then you pay an additional $1850.00 out of your pocket after that.Īfter this combined total of $3700.00 is paid, then your out of pocket expenses will be 20%, and United Healthcare pays the other 80%. You and your spouse will have an (I believe) $3700 deductible, of which Schneider will pay the first $1850.00 (provided that both you and your spouse do not smoke or chew and yes, they do check). Schneiders' health plan works basically like this: The health plan is there for you to use if, Gawd forbid, you (or your partner) actually need it.Īnd last but not least YOU are paying for most of it, not Schneider. With this kind of fearful attitude, you will be nothing but a victim to anybody and everybody, while simultaneously permitting these employers to cheat you any way that they can and lowering the bar for the rest of us. First off why would you even so much as entertain the thought that they might think that you may be trying to 'rip them off'?

Schneider trucking